High Deductible Health Plans (HDHP) and HSA Plan

Date	Aug 6, 2018
Time	03:00 PM EDT
Cost	$8050.00
Online

CDHC requires a completely different approach and educational effort to employee benefits. When moving to a HDHP/HSA an employer is not just changing the benefits, they are requiring employees to change the way they view AND use their benefits. Additionally understanding such basics as taxable vs. nontaxable income and what a wellness charge is and what is applicable to the deductible is daunting for some employees. After all, most employees merely file a 1040EZ form for their taxes, the simplest taxes form of all.

Why You Should Attend:
In today’s ever changing health care market, employers and employees alike are looking for lower-cost health coverage that provides choice and control over health care spending while retaining access to broad choices in treatments and providers. The most popular of the consumer driven plans is the high-deductible health plan (HDHP). HDHP is a health insurance plan with lower premiums and higher deductibles than more traditional health plans. A HDHP is combined with a Health Spending Account (HSA).

Areas Covered in the Session :

• Pros and cons of CDHC and HDHP/HSA plans for employers and employees.
• The basics of an HDHP/HSA plan.
• The five most important things to do when considering a HDHP/HSA plan
• Why you need to start educating 6 months in advance of rolling out such a plan.
• Changing employee mindsets from a fee for service, cost is no matter mindset to an educated consumer driven decision maker.
• The five most important things to do before, during, and after implementing a HDHP/HSA plan
• How you need to change your benefit presentations. Two big, big changes and what you have to talk about that you never had to in the past.

Who Should Attend:

• Benefit Administrators
• HR Generalists
• HR Managers
• Anyone who works in employee benefits